Kevin Hart On Hosting SNL This Weekend

Daily Nugget: 5 FEBRUARY 2013

You are only who you say and believe you are; nothing more, nothing less.

Daily Nugget: 15 DECEMBER 2012

Setting priorities in your life will  help us organize all the things that seem like they need your attention right now. Everything and Everybody isn't urgent, so you must not kill yourself trying to do more than you really can.

On The Road Again...

What It Do WoodWorkz?!!:

This is the one and only Da' Intellktual letting you all know that I will be out the country for a little while. Since I know you all love your Daily Words, Daily Nuggets and NewsBriefs, I am going to post a number of them to get you through until my return.

Thanks for your support and 

keep the site visits up!!!

This Is Sad: Katt Is Dying Before Our Eyes

Daily Nugget: 11 DECEMBER 2012

Everyone around you does not mean you well. It will serve you best in life to identify why some folks are in your space and move/evict them out of your day-to-day experiences.

Daily Nugget: 1 DECEMBER 2012

The difference between what you have done and what you will do, is the courage to try. If you don't try, your life will remain the same forever. 

Daily Nugget: 12 NOVEMBER 2012

When people show you who they really are--Believe Them.

Daily Nugget: 10 NOVEMBER 2012

Things may be looking up, but you will miss it if you are always walking around with your head down.

Daily Nugget: 6 NOVEMBER 2012

There is power in numbers. Don't try to do everything all by yourself. It is ok sometimes to humble yourself and ask for help.

Daily Nugget: 21-SEPT-2012

Everyone wants closure, but at what price? Some people will never give us the satisfaction of knowing where we or what exactly went wrong. Don't spend your whole life waiting. Sometimes you have to live with what you think you know and move on.

Hey Guy, Get Your 30 Seconds, But It Wasn't Done On Purpose

SONG OF THE DAY: Who Am I - Beenie Man

President Obama: "Student Loan Interest Rates Shouldn't Double"

News Briefs: 1-25-2012

Newt Gingrich Called Spanish “Language Of Living In The Ghetto”

HBCU Prof. Accused Of Sexually Harassing Basketball Player

Barbaric! Man Sets Ex-Girlfriend On Fire?

Dead Mouse Found In Mouth Of Newark Baby At Pre-School

Read This and More:

http://www.newsone.om

Feature: Stop! That's money, not junk mail

Checks are finally being mailed to millions of credit card holders as a result of class-action settlement. Don't toss it.

By MSN Money partner on Thu, Jan 5, 2012 6:37 PM

This post comes from Gerri Detweiler at partner site Credit.com.

More than 10 million checks are going out to credit card holders as the result of the Currency Conversion Fee Antitrust Litigation settlement that I last wrote about -- get this -- four years ago. These refund checks are being sent to credit card holders as a result of a class-action lawsuit over the setting and disclosure of foreign currency conversion fees.

I just got a check for $18.04 from the settlement and, quite honestly, I could have easily mistaken it for junk mail. Like millions of others, I had filed a claim back in 2008 and had pretty much forgotten about it at this point.

Here's what the mailer looks like:

I wouldn't be surprised if a lot of these checks get tossed either inadvertently or because the recipient thinks it's some kind of scam.

Some people who filed claim forms and documentation showing how much they paid in foreign transaction fees will get larger checks. If you have moved since you submitted a claim, you'll need to write to:

Currency Conversion Fee Antitrust Litigation

Settlement Administrator

P.O. Box 290

Philadelphia, PA 19105-0290

I expected to get $25 under the "easy refund option" I had filed under. But the amount I received was smaller, because the amount of claims filed exceeded the settlement funds available. But, hey, it was a little bit of extra cash before the holidays.

With anything like this, you can expect scammers to seize the opportunity and try to use it to take advantage of unsuspecting consumers. I haven't heard of any scams coming out of this settlement yet, but if you receive an email or phone call from someone offering to help you process a refund, ignore it. You will not receive phone calls or emails from the settlement administrators. Either you'll get a check or you won't.

For more information, visit ccfsettlement.com

Daily Nugget: 24-Dec-2011

Can you believe it? Today is CHRISTmas Eve already. Is it me or did 2011 just fly by in no time?! Either way, it is almost over. I simply write today to ask you all to be safe as you go out today and pick up those last minute items. People are going to be running in and out of stores and driving like mad wo/men trying to get their holiday shopping lists completed. So be careful. Remember that gifts are great, but we must always keep in mine our personal safety. Now, I know it sounds ridiculous to be talking about personal safety and gifts at the same time, but as seen in the video of the new Air Jordans being released yesterday, where people got trampled and one dude even shot his gun to clear the crowd out of his way, I want to warn you. Also, the Black Friday experiences was crazy too. So, I ask you just to be mindful that some people go too far, and I want you to make sure you get a chance to enjoy tomorrow morning with those you loved the most. 

Feature: 7 habits that keep you in debt

Sometimes things that seem like good ideas -- or harmless little indulgences -- can keep you from getting traction when you try to move ahead financially.

If mood-boosting shopping sprees and racking up credit card rewards are a part of your lifestyle, you could be fueling a dangerous debt addiction. Results of Card Hub's latest credit card debt study show that Americans accumulated $18.4 billion in credit card debt in the second quarter of 2011 alone. Credit card debt continues to be a major problem for the average American consumer, yet many are still living a lifestyle that supports a costly debt habit.

Here are seven bad habits that could be fueling your debt addiction:

1. Borrowing

Do you frequently borrow clothes, household items and even money from friends and family? If you always seem to be indebted to others in some way -- and fail to repay your debts regularly -- you could be addicted to debt. Find ways to make ends meet and stop relying on others to get by. The borrower mentality can leave you in a perpetual debt cycle.

2. Making impulsive purchases

Whether you're a Groupon junkie or just can't resist a sale, impulsive shopping habits could be fueling a debt addiction. Few people work with a budget for last-minute purchases, and if you don't have funds available, you're likely to use a credit card to get what you want. Curb those urges to shop deal sites and other last-minute offers.

3. Spending to boost your mood
If you indulge in retail therapy regularly, make sure you support the effort on a cash-only basis. If you rely on credit cards to get your shopping fix, it can be difficult to cover the costs of an emotional shopping spree without going into debt. Climbing out of debt will be that much more difficult if you've racked up huge balances to get your fix. Avoid shopping when emotions are running high.

4. Depending on cash-back credit cards

The concept of earning money for spending can be very seductive. If you tend to pay with credit just because you know you are "earning" a portion of it back in the form of cash or rewards points, you could be fueling a dangerous addiction to credit card spending. Cash-back credit cards typically pay you back a very small percentage of your charges -- think $1 for every $100 you charge. Unless you're very disciplined about paying off your entire balance by month's end, the money you earn back will barely cover the interest charges you acquired on that spending spree.

5. Routinely transferring balances

While it's smart to transfer high-interest balances to a low-interest credit card when you can, it's also easy to get caught in a game of "round robin" with your credit cards. When you find yourself paying off one credit card with another card, you could be setting yourself up for an endless debt loop. Pay off your balances, and stop using the cards to get off this dangerous cycle.

6. Living on interest-free financing plans

Zero-percent interest for the next 18 months and interest-free financing plans are great marketing strategies. Big-ticket items that can be financed with a no-interest offer seem like a great deal on the day of the purchase, but you could end up spending much more than you would have if you had paid with cash. The lure of "have it now, pay for it later" can be hard to resist -- and it will more than likely leave you with a pile of debt. Save your money for larger purchases so you don't end up carrying extra debt -- interest-free or not -- over the next couple of years.

7. Keeping up with the Joneses

If you're constantly comparing yourself with others and trying to outdo the neighbors with material goods, you could be fueling a debt addiction. One-upping friends and family by purchasing luxuries on credit can turn into a competitive sport -- a costly one. Avoid serious financial problems by living within your means and buying only things you can honestly afford. Trying to keep up with the Joneses can be the fast track to debt problems or even bankruptcy.

Breaking News: North Korean Leader Kim Jong Il Dead At 69

North Korean leader Kim Jong Il dead at 69 (CLICK ON THE LINK)

Feature: Bradley Cooper talks 'Hangover 3'

Dec. 5, 2011, 7:16 PM EST

By Jenna Busch 

People's Sexiest Man Alive, Bradley Cooper says we're getting a chance to get another "Hangover." He was recently a guest on "The Graham Norton Show," where he discussed the newest installment of the highest grossing R-rated comedy franchise ever.

"The Hangover 2" was basically the same formula as the first film, but Cooper told Norton that this one would be different. "I hope we're going start shooting in September. I know Todd Phillips is working on the script. We adhered to the formula in the second one, [and] the third would close the trilogy. I think it'll take place in L.A. and not adhere to the structure, it might be different."

Well, whether or not it takes place in an exotic locale or in Lala land, we're happy to get another chance to look at Bradley's very sexy baby blues.